METHOD AND SYSTEM FOR EVALUATING CREDIT RISK

摘要

PROBLEM TO BE SOLVED: To conduct reliable credit risk evaluation while reflecting changes in the business environment of a target enterprise. SOLUTION: A credit risk evaluation server 5 including a computer 7 connected to a network 1 obtains information on an enterprise to be evaluated from an enterprise information database 2 and the expected number of bankruptcies among a group of enterprises to which the enterprise to be evaluated belongs, from a bankruptcy number expectation server 3, with both of the servers connected to the network 1. Credit risks are determined on the basis of the enterprise information and the expected number of bankruptcies.