METHOD FOR PROCESSING RECEIPT OF MOBILE PHONE USAGE FEE BY USING REAL TIME ACCOUNT TRANSFER OVER INTERNET

摘要

PURPOSE: A mobile phone usage fee receipt processing method is provided to enable a mobile phone user to make a real time account transfer from a bank account of the user's to a bank account of a mobile communication company's without accessing a web site of a bank like an internet banking. CONSTITUTION: The method comprises steps of a user selecting an electronic payment menu, the user selecting one sub-menu among a certificate issue management, an electronic payment and a return offered in the electronic payment menu, the user receiving a certificate in a case that the user selects the certificate issue management, the user browsing non-paid data, a current payment status, a final payment status, a payment request or a usage fee in the electronic payment sub-menu, the user selecting a credit card payment or an account transfer in a payment method menu, the user using sub-menus of payment request data, usage fee data, an account registration, and a request of an account transfer to a bank in a case that the user selects an account transfer, the user selecting an instant transfer or an automatic payment(220), the user transmitting a bank account number and a residence registration number in a case of selecting an instant transfer(222), the user receiving a message of an account transfer completion(223), a service system determining if the user selects an automatic transfer function of a CMS(Customer Management System)(226), the user moving to an automatic payment item in a case of selecting the automatic transfer function of the CMS(227), and the user moving to a final payment status item in a case of not selecting the automatic transfer function(228).