发明名称 |
AUTOMATIC PAYMENT SYSTEM FOR A PLURALITY OF REMOTE MERCHANTS |
摘要 |
<p>An automated payment system for a plurality of remote merchants includes a clearinghouse server, a plurality of customer tags and a plurality of local merchant systems. The clearinghouse system includes a customer database and merchant database. A customer joining the clearinghouse service is provided with a customer tag, such as an RFID transponder, which stores a tag identification number. Each remote merchant includes a local merchant system which includes a reader, point-of-sale system, a customer database and a transaction database. The reader is adapted to automatically retrieve the tag identification number from a customer tag when the customer tag is within an associated reading area, such as a stopping location of drive-through lane or a short-term parking stall. The customer's order is entered and processed on the point-of-sale system which is adapted to handle both standard cash transactions and authorized cashless transactions. The authorization database includes tag identification numbers for each tag of a customer authorized to use the automated payment system. A search is conducted in the authorization database for the tag identification number retrieved by the reader, and if found, the point-of-sale system is authorized to process a cashless transaction for the associated customer. The transaction database stores information for each authorized cashless transaction completed by the point-of-sale system, and periodically transmits the stored transaction information to the clearinghouse system which withdraws funds from the associated customer account and remits payment to the associated merchant account.</p> |
申请公布号 |
EP1236186(A2) |
申请公布日期 |
2002.09.04 |
申请号 |
EP20000992531 |
申请日期 |
2000.11.29 |
申请人 |
INTERMEC IP CORP.;ANTHONYSON, ROBERT B. |
发明人 |
MCKEEN, KYLE, CLIFFORD;ANTHONYSON, ROBERT, B. |
分类号 |
G06Q20/02;G06Q20/04;G06Q20/20;G06Q20/40;G07F7/02;(IPC1-7):G07F19/00;G07B15/00;G07F7/08 |
主分类号 |
G06Q20/02 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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