| 摘要 |
PROBLEM TO BE SOLVED: To provide a method for non-cash account settlement allowing account settlement in all commercial transactions, using a portable terminal or carrying only portable terminal, without using cash or various cards. SOLUTION: This method for non-cash account settlement in paying the charge for goods and service (excluding information providing service using a telephone), comprises the procedure (step 1) of telephoning the portable terminal owned by a user, presenting at least the cause of a claim and the amount of money and making an inquiry as to whether to permit account settlement, the procedure (step 2) of confirming the input of permission of account settlement from the portable terminal, the procedure (step 3) of charging the use charge to a concerned payment account, in relation to the use details such as the specifications of goods and service, the date and time of use and a charge for use, and the procedure (step 4) of informing a goods-service providing site to the effect that charging processing to the payment account of the portable terminal is completed. |
