System for distributing secure prepayment cards to communications network users, comprises calling on distribution systems favored by legal system and sharing costs between various economic agents

摘要

The prepayment cards include masked identification numbers and are issued by an issuer (20) with details kept in a memory (7). When a user (16) buys articles from merchant sites (3a,3b,3c) the identification number is unmasked and sent to the issuers payment server (1) where it is compared (11) issued numbers in memory before validating the transaction. The cards are issued by using legally favored distribution networks (21) and economic agents