SYSTEM FOR PROCESSING PAYMENT OF INSURANCE PRODUCT AND RECORDING MEDIUM

摘要

PROBLEM TO BE SOLVED: To provide a payment processing system for supporting an insurance service form which is attractive to both of an insurance company and a contractor. SOLUTION: The payment processing system 1 is constituted by providing a database management system(DBMS) 15 holding contract information for each contractor concerning the contract of an insurance product where an exonerated money amount is fixed, an insurance payment processing part 12 performing an insurance payment processing based on contract information, a compensation amount payment processing part 14 performing the payment processing of a compensation money amount for helping each contractor with the exonerated money amount within the range of the exonerated amount and a main control part 11. The main control part 11 cumulates the self-pay amount of each contract for a prescribed time, pays insurance without self-pay concerning an accident after the cumulative value becomes a prescribed value and pays compensation money within the range of the exonerated money amount when the exonerated amount is high. Then a processing is realized, by which the self-pay of the contractor is reduced.