| 摘要 |
The reliability of electronic encoding, e.g., digital signatures, are incorporated into current business processes to identify the sender of an electronic message as well as the accuracy of the electronic message. An institution records an encoding key and associates it with account information from the sender. This initial recording may be performed using any of the validation procedures utilized today by a business institution. After the initial validation of the encoding key, validating future electronic transactions occurs by including encoding information that can be deciphered using the encoding key initially stored. To validate an electronic transaction, the sender sends the electronic transaction message, the encoding information and sender identity information to the person or institution where the sender desires validation. Having received this information, the computer system performing the validation applies the encoding key to the encoding information and analyzes the electronic transaction message to validate the identity of the sender and the reliability of the message. |
