摘要 |
PROBLEM TO BE SOLVED: To provide a settlement means changing method, a settlement means changing server and a settlement means changing system that can receive fee in a convenience store and the like even if a transfer from a financial institution such as a bank is specified as a means of settlement, and thus excellent in convenience. SOLUTION: When a user terminal 10 transmits information on a transfer to a bank account A as a destination of transfer to a settlement means changing server 12 via the Internet 18, the settlement means changing server 12 gives a reception number to the transfer information and stores the reception number and the transfer information in an interrelated form, and also generates receiving data including transferred amount information and the reception number and transmits the receiving data to the user terminal 10. When fee receiving is made from a convenience store POS terminal 14 according to the receiving data, the POS terminal 14 transmits the receiving data to the settlement means changing server 12, which in turn reads out the transfer information on the basis of the reception number included in the receiving data and, according to the transfer information, requests of a bank host computer 16 a transfer from a bank account B with the payment amount received to the bank account A. |