摘要 |
The invention provides a financial information management system and business process designed to perform property servicing of commercial loans. The TRACS(TM) application is a computer database management system that includes a comprehensive central data repository and software applications that provide users with a common interface to established business operations. The primary function of the TRACS(TM) application is to warehouse operating data on individual properties and report operating data in conjunction with the administration of commercial and multi-family real estate loans. In the preferred embodiment, the TRACS(TM) application serves as an enterprise-wide system providing operating statement data entry services, portfolio management and analysis tools, loan compliance tracking and CMSA industry standard reporting. In the preferred embodiment, the TRACS(TM) application is comprised of two database servers that maintain loan information, property financial statements and performs report production. Users can add, modify, delete or send queries to the database servers consistent with their role in the transaction.
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