Exchanging payment information for Internet compatible cashless payment transactions involves transferring customer-allocated identity code with owed amounts

摘要

The method involves allocating an identity code with a customer and storing with an associated cash amount on a central payment transaction server. Each goods provider operates a payment handling server to which the customer transfers the identity code and a due amount when paying. The handling server transfers the code and amount to the transaction server, which reduces the amount associated with the code by the owed amount. The method involves associating an identity code and a cash amount and making the identity code available to a customer, whereby no customer data are directly or indirectly combined with the code, which is stored with the cash amount on a central payment transaction server. Each goods provider operates a payment handling server connected to the payment transaction server and to which the customer transfers the identity code and a due amount when paying. The handling server transfers the code and amount to the transaction server, in which the amount associated with the code is reduced by the owed amount. Independent claims are also included for the following: a program coded for process steps running on a payment server.