| 摘要 |
Herein is described a tokenless biometric method for processing electronic transmissions, using at least one user biometric sample (62), an electronic identicator (12) and an electronic rule module clearinghouse (14). The steps for processing of the electronic transmissions comprise a user registration step, wherein a user registers with an electronic identicator (12) at least one registration biometric sample taken directly from the person of the user . A formation of a rule module (50) customized to the user in a rule module clearinghouse (14), wherein at least one pattern data (54) of a user is associated with at least one execution command (52) of the user. A user identification step, wherein the electronic identicator (12) compares a bid biometric sample taken directly from the person of the user with at least on e previously registered biometric sample (24) for producing either a successfu l or failed identification of the user. In a command execution step, upon successful identification of the user, at least one previously designated ru le module (50) of the user is invoked to execute at least one electronic transmission. The above-mentioned steps are conducted in a manner wherein a biometrically authorized electronic transmission is conducted without the us er presenting any personalized man-made memory tokens such as smartcards, or magnetic swipe cards.
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