| 摘要 |
PURPOSE: An electronic payment system and method is provided to enable a buyer to effectively and securely make a payment for a purchase by offering the buyer a specific Mondex card protocol. CONSTITUTION: An electronic payment method comprises the steps of a user, having an individual Mondex card read/write unit, selecting an internet shopping mall(S302), selecting purchase products or services(S304,S306), the shopping mall transmitting a trigger signal on the selected products or services to a payment proxy server(S308), the payment proxy server checking if a certification and a Mondex card protocol of the purchaser exist at a protocol database(S310), the payment proxy server checking if the card read/write unit is installed at a purchaser client system and the Mondex card is inserted into the card read/write unit(S312), transferring the money, corresponding to the price of the product, from the purchaser Mondex card to the seller Mondex card(S314), and storing the payment and transaction data in a transaction management database and transmitting the data to the seller and the purchaser(S316).
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