| 摘要 |
PROBLEM TO BE SOLVED: To provide a method and system for executing electronic commercial transactions through the internet by realizing security for accessing and retrieving individual information in a card. SOLUTION: An individual web site including individual or private information is stored in an individual smart Java card. Before a user accesses a site stored in the card, the user is certified according to any one of the PIN, facial image, finger image, eye image, voice characteristics and fingerprints, or the combination of them. Moreover, an encryption engine 210 in the card decodes and compares an input PIN combined with a secrecy key or a security certificate, and verifies the identification of the user. Before a bank account is freely accessed by a user, the computer system of the bank checks the combined secrecy data at multiple check points by using an internet security protocol through a web browser for guaranteeing the authenticity of the card and the identification of the user. |
