PORTABLE TERMINAL EQUIPMENT, WALLET SYSTEM, SETTLEMENT IN WALLET SYSTEM AND RECORDING MEDIUM

摘要

PROBLEM TO BE SOLVED: To unnecessitate filling an IC card with electronic money and confirming electronic money balance or the like through the use of ATM or the like by permitting a host computer to transmit balance from an intrinsic account to a communication part and displaying transmitted balance in the display part of the portable terminal equipment when an authentication identifier transmitted from a portable terminal equipment is right. SOLUTION: When an owner A inquires one's own virtual wallet account, for example, the recognition identifier as against one's own account number is inputted to the input part 252 of the portable terminal equipment 250 which is owned by A. The account number is previously stored at every portable terminal equipment and the account number and the recognition identifier are transmitted to a banking organ computer 100. When the recognition identifier for the account number of the virtual wallet account in the name of the owner in an account file 207 is right, the banking organ computer 100 transmits the contents (balance or the like) of the virtual wallet account to the portable terminal equipment 250 owned by A and displays the balance or the like in the display part 251.