发明名称 |
IMPROVED FINANCIAL RISK PREDICTION SYSTEMS AND METHODS THEREFOR |
摘要 |
<p>A computer-implemented method for predicting financial risk, which includes receiving first transaction data pertaining to transactions performed on a first financial account. The first financial account represents a financial account issued to a given account holder by a first account issuer. The method further includes receiving second transaction data pertaining to transaction performed on a second financial account different from the first financial account. The second financial account represents a financial account issued to the given account holder by a second account issuer different from the first account issuer. There is further included scoring the first transaction data and the second transaction data based on a preexisting model to form a score for the account holder. Additionally, there is included transmitting, if the score is below a predefined financial risk threshold, the score to one of the first account issuer and the second account issuer.</p> |
申请公布号 |
CA2291098(A1) |
申请公布日期 |
1998.12.03 |
申请号 |
CA19982291098 |
申请日期 |
1998.05.27 |
申请人 |
VISA INTERNATIONAL SERVICE ASSOCIATION |
发明人 |
SIEGEL, KEVIN P.;BRUESEWITZ, BELVA J.;FAITH, PATRICK L.;BASCH, CATHERINE A. |
分类号 |
G06Q20/00;G06Q40/00;G07F7/08;G07F7/10;(IPC1-7):G06F17/60 |
主分类号 |
G06Q20/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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