Method and system for mediating transactions that use portable smart cards

摘要

The invention provides a method and system for employing a communication system to mediate a transaction involving one of a plurality of files and programs corresponding to a plurality of applications residing on a single smart card. The invention uses a smart card gateway which provides a transparency in the communication between a caller station and a subscriber station and subscriber host associated with one of the applications. The smart card gateway facilitates transactions involving smart cards, and permits completed transactions to be recorded on the smart card as well as stored in a database associated with the smart card gateway.