| 摘要 |
An interactive and menu driven microcomputer-based system is disclosed which provides financial institution management and quality control personnel with a powerful tool to help manage and control MICR encoded document rejects to reduce the rate of such rejects to a minimum. The reject analysis system's dedicated microcomputer is linked to a bank's mainframe computer either directly or indirectly by utilizing a mainframe generated item processing magnetic tape file. The microcomputer-based system may, for example, include a PC having a keyboard and a CRT display, a tape drive, a hard disk, an extended RAM memory, and a printer for generating advisory letters and other hard copy documents. The microcomputer-based system also includes a MICR reader and analyzer which permits rejected checks to be analyzed for their MICR quality. The system displays a daily summary report showing the total document items processed, the number of rejected items, as well as the rejected percentage. The summary display generically identifies rejected item sources and pinpoints those areas which require immediate attention. The system also interactively generates a series of display screens including a preprinted rejects report that identifies by account number, the accounts generating the highest number of rejected checks. In this fashion, the bank is able to quickly isolate those accounts having the most significant impact on its rejected items related operating expense. |
