| 发明名称 | Payment system and methods | ||
| 摘要 | Disclosed are payment system and methods in which a shopper pays with a temporary payment token that is a number (such as a 7-digit number that appeared on the screen of the shopper's mobile phone) at a POS device, without the shopper needing have his own mag-stripe card. | ||
| 申请公布号 | US9489673(B2) | 申请公布日期 | 2016.11.08 |
| 申请号 | US201514683180 | 申请日期 | 2015.04.10 |
| 申请人 | National Payment Card Association | 发明人 | Randazza Joseph R.;Portal Danilo |
| 分类号 | G06Q40/00;G07D11/00;G07F19/00;G06Q20/40;G06Q20/20;G06Q30/06;G06Q20/02;G06Q20/26;G06Q20/38;G06Q10/10;G06Q20/32;G07G1/00;G07G1/14 | 主分类号 | G06Q40/00 |
| 代理机构 | Whitham, Curtis & Cook, P.C. | 代理人 | Whitham, Curtis & Cook, P.C. |
| 主权项 | 1. A payment system, comprising: a consumer-side mobile device; a pin pad; a point-of-sale (POS) device connected to the pin pad; a processor that performs a step of receiving incoming data from a consumer mobile device that is an email address and a PIN entered by the consumer; a temporary token generator that performs a step of generating a temporary token consisting of characters each of which is a button on the pin pad; a mobile application server that performs a step of transmitting the temporary token to the consumer-side mobile device. | ||
| 地址 | Coconut Creek FL US | ||