Systems and methods for providing a user interface for facilitating personal payment transactions

摘要

Systems and processes are disclosed for providing customized user interfaces for facilitating personal payment transactions. In certain embodiments, disclosed embodiments may generate a dynamic and customized interface for effecting the personal payment transaction by, for example, providing one or more options for the payer to fund the payment. The disclosed embodiments may provide an interface that includes one or more suggested recipients for identifying the payee associated with the payment transaction. The disclosed embodiments may also provide an interface that includes one or more routing options to route the payment. The disclosed embodiments may also provide an interface that provides one or more communication channel options for parties associated with the personal payment transaction to communicate.

主权项

1. A system for providing personal payment transactions comprising:
a processor; and a storage device storing instructions that, when executed by the processor, cause the system to perform operations comprising: generating a first interface for a payer to effect a personal payment transaction; receiving, from the payer via the first interface, identifying information about a payee; estimating a confidence level corresponding to one or more suggested recipients for receiving a payment associated with the personal payment transaction from the payer based on the payee identifying information, the confidence level indicating the likelihood each of the suggested recipients is an intended payee; generating a second interface including the one or more suggested recipients and confidence level corresponding to each of the suggested recipients; receiving an identification of an identified payee from the payer via the second interface; generating a third interface including one or more options to fund the payment from the payer to the identified payee; generating a fourth interface including one or more payment routing options for the payer to route the payment; generating a fifth interface including one or more payment receipt options for the identified payee to receive the payment; and generating a sixth interface including one or more channels for the payer to communicate with the payee regarding the payment.