| 摘要 |
Disclosed are a payment system based on different funds-management servers, and a payment method, device and funds-management server therefor, belonging to the field of e-commerce. The method comprises: a second funds-management server receiving payment request information sent by a first terminal (S202); comparing a first terminal account funds balance with a payment amount to determine whether an electronic commitment payment certificate can be created (S203); if yes, the second funds-management server freezing the funds balance within the first terminal account, the funds balance corresponding to the payment amount (S209); generating the electronic commitment payment certificate for the funds-management server to commit to pay funds according to an agreed condition, and sending the electronic commitment payment certificate to a second terminal to make a credit commitment payment on behalf of the first terminal. Using the method to supervise both parties in a transaction reduces financial risk, and ensures the interests of both parties in the transaction. |
