| 摘要 |
The present invention relates to a credit card payment method using a communication network, the method comprising: a pseudo card (30) containing identification information; and a conversion server (45) for converting the identification information of the pseudo card (30) to actual card information, wherein a user accesses the conversion server (45) through a mobile terminal (10) and designates an actual credit card corresponding to the pseudo card (30), and payment is made with the designated credit card when the user uses the pseudo card (30) at a credit card member store. The present invention allows a credit card member to select and use various credit cards without possession of a large number of actual credit cards depending on need, and allows a credit card member store to conduct a transaction utilizing an existing merchant terminal (35) without a separate receiving device, thereby securing convenience and reducing costs. |
