发明名称 METHOD AND SYSTEM FOR ACCRUAL AND SPENDING OF SMALL CHANGE TRANSACTIONS
摘要 A method for electronically processing change in a cash transaction includes: storing a plurality of account profiles, each profile including data related to a consumer including a phone number associated with a mobile communication device and a currency amount; receiving a short message service (SMS) message from a first phone number associated with a first mobile communication device, the message including a second phone number and a change amount; identifying a first account profile where the included phone number corresponds to the first phone number; identifying a second account profile where the included phone number corresponds to the second phone number; transferring the change amount included in the received SMS message from the first account profile to the second account profile; and transmitting an SMS message to the second phone number, the message including a notification of the transfer of the change amount to the second account profile.
申请公布号 US2016180324(A1) 申请公布日期 2016.06.23
申请号 US201414575173 申请日期 2014.12.18
申请人 MasterCard International Incorporated 发明人 SHENOY Kiran;SANDHU Mandeep;HATTI Kiran Kumar
分类号 G06Q20/32;G06Q20/10;H04W68/00;H04W12/06;H04W4/14;H04L29/08 主分类号 G06Q20/32
代理机构 代理人
主权项 1. A method for electronically processing change in a cash transaction, comprising: storing, in a profile database, a plurality of account profiles, wherein each account profile includes data related to a consumer including at least a phone number associated with a mobile communication device and a currency amount; receiving, by a receiving device, a short message service (SMS) message from a first phone number associated with a first mobile communication device, wherein the SMS message includes at least a second phone number and a change amount; identifying, in the profile database, a first account profile where the included phone number corresponds to the first phone number; identifying, in the profile database, a second account profile where the included phone number corresponds to the second phone number; transferring, by a processing device, the change amount included in the received SMS message from the first account profile to the second account profile; and transmitting, by a transmitting device, an SMS message to the second phone number, wherein the transmitted SMS message includes at least a notification of the transfer of the change amount to the second account profile.
地址 Purchase NY US