发明名称 METHOD AND SYSTEM FOR IDENTIFYING FUTURE MOVEMENT BASED ON PAST TRANSACTIONS
摘要 A method for generating consumer travel paths based on transaction history includes: storing transaction data for a plurality of payment transactions, the data including a geographic location, transaction time and/or date, and consumer identifier; receiving a specific geographic area for which movement is requested; identifying a payment transaction set that includes transaction data for a set of payment transactions that include a common consumer identifier, a geographic location corresponding to the received specific geographic area, and a transaction time and/or date included within a predetermined period of time; generating a travel path based on at least the geographic location and transaction time and/or date included in the transaction data for each payment transaction included in the payment transaction set; and predicting a future travel path based on at least the generated travel path.
申请公布号 US2016117705(A1) 申请公布日期 2016.04.28
申请号 US201414524363 申请日期 2014.10.27
申请人 MasterCard International Incorporated 发明人 ROBINSON Andrew A.;Trencher John
分类号 G06Q30/02 主分类号 G06Q30/02
代理机构 代理人
主权项 1. A method for generating consumer travel paths based on transaction history, comprising: storing, in a transaction database, transaction data for a plurality of payment transactions, wherein the transaction data includes at least a geographic location and transaction time and/or date associated with the respective payment transaction and an consumer identifier associated with a consumer involved in the respective payment transaction; receiving, by a receiving device, a specific geographic area for which consumer movement is requested; identifying, by a processing device, a payment transaction set for each of one or more consumers, wherein each payment transaction set includes transaction data for a set of payment transactions that include a common consumer identifier, a geographic location corresponding to the received specific geographic area, and a transaction time and/or date included within a predetermined period of time; generating, by the processing device, a travel path for each payment transaction set that identifies movement of a consumer associated with the common consumer identifier for the respective payment transaction set, wherein the travel path is based on at least the geographic location and transaction time and/or date included in the transaction data for each payment transaction included in the respective payment transaction set; and predicting, by the processing device, a future travel path for each payment transaction set that predicts future movement of the consumer associated with the common consumer identifier for the respective payment transaction set, wherein the future travel path is based on at least the generated travel path.
地址 Purchase NY US