发明名称 |
SYSTEMS AND METHODS FOR UNIVERSAL IDENTIFICATION OF CREDIT-RELATED DATA IN MULTIPLE COUNTRY-SPECIFIC DATABASES |
摘要 |
Systems and methods are provided for generating a central database with credit- identifying data associated with individuals who have resided in multiple countries. Credit-related data associated with the individuals may be matched from multiple country-specific databases. The central database may include records that flag the existence of the matching credit-related data in the multiple countries. Universal identifiers for uniquely identifying the individuals can be generated and stored in the central database and/or the country-specific databases. Individuals who have moved to another country may more easily obtain credit by allowing credit grantors to retrieve their credit-related data from their previous country and generate more precise risk analyses. Credit grantors may be assisted in tracking the whereabouts of individuals that have been extended credit. |
申请公布号 |
WO2016065305(A1) |
申请公布日期 |
2016.04.28 |
申请号 |
WO2015US57193 |
申请日期 |
2015.10.23 |
申请人 |
TRANS UNION LLC |
发明人 |
RESKALA, ALEJANDRO;BALESKI, SUSAN;PARKER, STANLEY;BERRY, PETER, DOUGLAS |
分类号 |
G06Q20/40;G06Q20/42 |
主分类号 |
G06Q20/40 |
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