发明名称 |
AUTHENTICATION SYSTEM WITH MESSAGE CONVERSION |
摘要 |
A server computing device receives authentication request messages formatted according to a first message format from a party via a computing device of a user involved in a transaction, translates the messages into modified authentication request messages formatted according to a second message format, and transmits the modified authentication request messages to an authorization computer. The server computing device may augment the modified authentication request messages by including data gathered from the received authentication request messages describing the user, user's computing device, and/or network path between the server computing device and user's computing device, as well as risk scores generated based upon the received authentication request message. Additionally, the server computing device receives messages formatted according to the second message format from the authorization computer and translates them into messages formatted according to the first message format to be sent to the user's computing device. |
申请公布号 |
WO2016019163(A1) |
申请公布日期 |
2016.02.04 |
申请号 |
WO2015US42948 |
申请日期 |
2015.07.30 |
申请人 |
VISA INTERNATIONAL SERVICE ASSOCIATION |
发明人 |
NELSEN, MARK;O'CONNELL, CRAIG;NEWLAND, KARL;FISHER, DOUGLAS |
分类号 |
G06Q20/38;G06Q20/40 |
主分类号 |
G06Q20/38 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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