TRANSACTION FACILITATION METHODS AND APPARATUSES

摘要

Devices and systems using Bluetooth Low Energy (BLE) to facilitate sale transactions are disclosed. The devices can be in the form of a credit card, debit card, smart phone, wearable device such as a watch or glasses. A virtual payment card can store information relevant to a plurality of preexisting accounts and can provide outputs that include wirelessly communicating account information to a wireless device such as the emulation device, programming a dynamically alterable magnetic strip to include magnetized sectors that are magnetized in a fashion that reflects account information, and a visual output of the transaction card whose relevant card information has been communicated wirelessly or to the magnetic strip. Bluetooth-enabled electronic devices are configured to alternately scan and operate as beacons and employ various technologies to detect the signal strengths of other Bluetooth devices, and such signal strength values are wirelessly communicated to a server that resolves the various signal strength values into relative locations of each of the Bluetooth electronic devices.

主权项

1. A device comprising a processor, memory storage, a transceiver, an antenna, a clock, a unique identifier stored in memory, a power source, and means for encrypting the unique identifier and periodically transmitting an encrypted data payload over short distances using Bluetooth Low Energy (BLE) shortwave UHF radio waves in ISM band 2.4 to 2.485 gHz or 5.6 Ghz, the data payload comprising the unique identifier and a time stamp in a format which is recognizable by a point of sale terminal located nearby, the point of sale terminal adapted to receive and recognize shortwave UHF radio transmissions in said ISM band, further comprising means to determine which of device among a plurality of devices was first in line.