| 摘要 |
According to a payment authenticating method of a code combination mode, the method which is executed by a program installed in a user mobile phone communicating with a server comprises the steps of: the program′s requesting registration of a payment method of a user through the server; the program′s receiving a first code from the server, having the specified number of digits generated by a code production algorithm used in the server; the program′s dynamically generating a separate second code to be combined with the first code by a code production algorithm used in the mobile phone; the program′s generating a code of N (N>=2) number of digits to be provided to the server by combining the first code generated on the server side and the second code; and the program′s providing the code of N number of digits to a designated separate terminal via a local area communication unit of the mobile phone. Finally the code of the N number of digits is provided to the server via the terminal and is used for payment authentication using the designated payment method. |
