| 摘要 |
<p>A method of effecting payment transaction done with the aid of the client's mobile terminal, where the client enters his or her request for a payment transaction in the mobile applications server, which allocates a unique transaction identification code to the payment transaction and transmits it to the dealer and the client. The mobile applications server transmits the request for payment transaction to the clearing center, which identifies the client and the dealer on the basis of alias identities, whereupon it asks the client to confirm the payment transaction by entering his or her PIN in the client's mobile terminal. Following authorization, the clearing center identifies the client, verifies the availability of sufficient account balance, and credits the required amount to the dealer's account acquired through the unique transaction identification code (confirmation of payment) and releases the goods or renders the services purchased to the client.</p> |
