| 摘要 |
Systems, methods, and computer-readable media are disclosed for managing funds. Example methods may include receiving an indication of a monetary funds value from a merchant, the monetary funds value associated with a universal fund item. The method may include receiving an activation indication indicating that the universal fund item is activated, creating a non-allocated account in which to place monetary funds, and associating the non-allocated account with the universal fund item. The method may include receiving registration information from a user account, associating the non-allocated account with the user account, and generating a set of merchants at which monetary funds can be allocated. The method may include receiving a selection of one or more merchants at which to allocate a portion of the monetary funds, and allocating the portion to the selected merchant, such that the portion is redeemable at the selected merchant via the universal fund item. |
| 主权项 |
1. A method comprising:
receiving, by a computer system comprising one or more processors, an indication of a monetary funds value from a merchant device, the monetary funds value associated with a universal fund item having a fund identifier; receiving, by the computer system from a user device, an activation indication indicating that the universal fund item is activated; creating, by the computer system and based at least in part on the activation indication, a non-allocated account in which to place monetary funds based at least in part on the monetary funds value; associating, by the computer system, the non-allocated account with the universal fund item; receiving, by the computer system, registration information from a user account, the registration information comprising the fund identifier; associating, by the computer system, the non-allocated account with the user account based at least in part on the registration information; generating, by the computer system, a set of one or more merchants at which a first portion of the monetary funds in the non-allocated account can be allocated; receiving, by the computer system, a first selection of one of the set of one or more merchants at which to allocate the first portion of the monetary funds; and allocating, by the computer system, the first portion of the monetary funds in the non-allocated account to the first selected merchant, such that the first portion is redeemable at the first selected merchant via the universal fund item. |
