摘要 |
The present invention relates to a credit card paying system and method, and, more particularly, to a credit card self-paying method which comprises the steps of: firstly designating a mobile communications terminal capable of reading the information of a credit card from the magnetic and IC chip thereof for a virtual credit card paying terminal; and directly contacting a credit card with the mobile communications terminal designated as the virtual credit card paying terminal in order to pay a bill for an online or offline purchase made by the user of the mobile communications terminal, thereby preventing the credit card information of the user from being undesirably exposed to a third party because the payment for a purchase can be made by directly contacting the credit card with the mobile communications terminal. |