| 摘要 |
<P>PROBLEM TO BE SOLVED: To provide a loan in a further adequate loan condition matched to each individual by performing examination including the personal quality for money and consumption of a customer. <P>SOLUTION: A loan examination device includes, in addition to a credit examination means 12 for determining a loan condition based on attribute and credit information of a customer, a load aptitude information receiving means 14 which receives loan aptitude information of the customer transmitted from an automated loan dispensing machine and a loan condition correction means 15 which corrects, based on the loan aptitude information of the customer, the loan condition determined by the credit examination means 12. Since determination of the loan condition is performed based on not only an objective fact such as sex, age, annual income, or delinquent payment information or the like, but also the loan aptitude information of the customer, a loan matched to the trend or quality for money, consumption or the like of each customer can be provided. <P>COPYRIGHT: (C)2009,JPO&INPIT |
