Methods for discovering and paying debts owed by a group

摘要

Ranking payment requests includes a peer-to-peer payment system that employs a server configured for receiving a payment request from a requester computing device; receiving location data of the requester network device; receiving a request for a ranking of payment requests; searching social network information of the payor for occurrences of the requester of the payment request; receiving location data of the payor network device, the location data comprising a location of the payor computing device and a location history of the payor computing device; searching a transaction history of the payor; ranking the payment requests based at least in part on one or more of the location of the requester, a strength of social network connections to the payor for each of the payment requesters, and number of previous transactions between the payor and the requester; and providing the ranking of the payment requests to the payor.

主权项

1. A computer-implemented method to rank payment requests, comprising:
receiving, using one or more computing devices, a plurality of payment requests from payment requesters, each payment request being received from a requester computing device associated with a particular one of the payment requesters, and each payment request comprising identification information for the particular one of the payment requesters, and indication of an amount for which the particular one of the payment requesters would like to be paid; associating, using the one or more computing devices, a payment request identifier with each of the plurality of payment requests; receiving, using the one or more computing devices, a message requesting a ranking of payment requests, the message being received from a payor computing device associated with a payor; searching, using the one or more computing devices, social network information of the payor for occurrences of the payment requesters to assess a strength of social network connections between the payor and each of the plurality of payment requesters; comparing, using the one or more computing devices, the location data of the payor computing device with the location data of each of the requester computing devices to determine whether the location of the payor computing device provided in the location data for the payor computing device matches the location for any of the requester computing devices providing in the location data for each of the requester computing devices; searching, using the one or more computing devices, a transaction history of the payor to identify a number of previous transactions between the payor and each of the plurality of payment requestors; generating, using the one or more computing devices, a ranked list of the payment requests by ranking the payment requests based at least in part on one or more of the, the strength of social network connections between the payor and each of the plurality of payment requesters, and the number of previous transactions between the payor and each of the plurality of payment requesters; and providing, using the one or more computing devices, the ranked list of the payment requests to the payor computing device for display to the payor computing device.