Systems and methods to aggregate demand

摘要

In one aspect, a computing apparatus includes: a data warehouse to store data associating a plurality of account identifiers with an offer having a predefined purchase requirement and an aggregated purchase requirement for a benefit; and a transaction handler configured to process a plurality of transactions. The transaction handler is further configured to determine whether each of the plurality of transactions satisfies a predefined purchase requirement, identify a set of transactions each satisfying the predefined purchase requirement, and determine whether the set of transactions satisfies an aggregated purchase requirement for the benefit. In one example, the transaction handler is configured to provide the benefit via statement credits when the set of transactions satisfies the aggregated purchase requirement.

主权项

1. A computer-implemented method, comprising:
processing, in a computing apparatus, a plurality of transactions, each of the transactions being processed to make a payment from an issuer to an acquirer via a transaction handler in response to an account identifier of a customer, as issued by the issuer, being submitted by a merchant to the acquirer, the issuer to make the payment on behalf of the customer, the acquirer to receive the payment on behalf of the merchant; identifying, by the computing apparatus, a set of transactions within the plurality of transactions, wherein each transaction in the set is required to satisfy a predefined purchase requirement to be included in the set; determining, by the computing apparatus, whether the set of transactions of a plurality of customers satisfies an aggregated purchase requirement; and in response to a determination that the set of transactions of a plurality of customers satisfies the aggregated purchase requirement, providing by the computing apparatus a predefined benefit to the set of transactions.