SYSTEMS, METHODS AND COMPUTER PROGRAM PRODUCTS FOR MANAGING CREDIT APPLICATION DATA

摘要

Provided are methods, systems and computer program products of aggregating data with minimal data entry to create, format, share, merge, securely store, update, and display affordability with reason of a credit application on a mobile device and website. Such methods, systems and computer program products may be directed to gathering all of the data for an application for the user.

主权项

1. A computer system, comprising:
a processor; and a memory coupled to the processor, the memory comprising computer readable program code embodied therein that, when executed by the processor, causes the processor to perform operations comprising: aggregating user information through a plurality of validated external sources; and generating a credit application having a standard format using the user information.