| 摘要 |
Disclosed herein are techniques for providing a digital receipt to a consumer upon tender of payment to a merchant through the use of a proxy payment card in a financial transaction. The proxy payment card can be associated with multiple financial accounts (e.g., accounts associated with credit cards, debit cards, or gift cards). The digital receipt is automatically received at a personal computing device of the consumer in response to the financial transaction being charged to a financial account associated with the proxy payment card. The digital receipt includes information indicative of the financial transaction. The digital receipt can also include one or more interactive components that allow the consumer to interact with the transaction (and/or merchant) subsequent to transmission of the receipt, such as adding a tip, providing feedback, redeeming a promotion reward, tracking loyalty reward points, or reviewing transaction records of past and present transactions. |
| 主权项 |
1. A method for processing a financial transaction between a merchant and a consumer, the method comprising:
receiving, by a computer system from a point-of-sale (POS) system associated with the merchant, transaction information of the financial transaction between the merchant and the consumer, the financial transaction involving a swipe of a proxy card associated with the consumer through a card reader associated with the POS system, the proxy card being associated with a plurality of financial accounts of the consumer, each of the plurality of financial accounts associated with any one of a credit card, a debit card, an automatic teller machine (ATM) card, or a gift card; receiving, by the computer system from the POS system, proxy card information obtained from the proxy card by the card reader, the proxy card information associated with the plurality of financial accounts; selecting, by the computer system, a first financial account of the plurality of financial accounts; causing, by the computer system, the financial transaction to be charged to the first financial account; generating, by the computer system, based on the financial transaction being charged to the first financial account, an interactive digital receipt indicative of the financial transaction; and transmitting, by the computer system, the interactive digital receipt to a mobile device associated with the consumer, the interactive digital receipt including an interactive component that, when accessed by the consumer on the mobile device, allows the consumer to perform an action to modify an aspect of the financial transaction by providing an input to the interactive component after the interactive digital receipt has been received by the mobile device of the consumer. |
