ACCOUNT PROVISIONING AUTHENTICATION

摘要

Embodiments of the present invention are directed to methods, systems, and apparatuses for providing a secure authentication scheme for authenticating users and accounts on behalf of a service provider server computer offering services to a user. Upon determining, by the secure authentication scheme, that the user and/or account identifier associated with the user is authenticate, the service provider server computer may be provided with assurance that the user is authenticate and thereafter provide a service requested by the user.

主权项

1. A method comprising:
receiving, at an access control server computer via a directory server, a service provider request message from a service provider server computer comprising an account identifier; determining, by the access control server computer, that the account identifier is enrolled in an authentication program; in response to determining that the account identifier is enrolled in the authentication program, transmitting an authentication request message requesting authentication data, to a mobile communication device used by a user associated with the account identifier; receiving an authentication response message from the mobile communication device comprising the requested authentication data; determining that the requested authentication data in the authentication response message matches authentication data stored in a database; and initiating an action relating to the mobile communication device and the account identifier.