Custom Score Generation System and Methods

摘要

Some embodiments provide a custom score generation system by offering third parties access to data from a shared database that they can merge with their own proprietary data for the purpose of defining and producing new data services. The system provides interfaces for selecting data elements from the shared database, attributing weights to the selected data elements, and defining scoring rules or parameters to automatically evaluate the significance of the data element values. Additionally, conditions may be specified to include different sets of the selected data elements, to attribute different weights to the different sets of the selected data elements, and to define different scoring rules according to which conditions are satisfied. The system then automatically formulates the algorithm to produce the custom score in conformance with the provided inputs and based on values for the selected data elements that are specific to different entities.

主权项

1. For a custom score generation system, a method for enabling a third party accessing the system to offer data-based services that are not restricted to data elements within a database of the third party, the method comprising:
defining from input provided by the third party, a plurality of parameters for a custom score to be offered as a data-based service of the third party, the plurality of parameters comprising a first parameter defining a value set of the custom score and a second parameter defining a range of the value set; identifying a first set of data elements from the third party database to include in the custom score derivation; providing at least one interface presenting selectable data elements from a shared database operated by said system to include with the first set of data elements from the third party database as part of the custom score derivation; obtaining a second set of data elements that are not available in the third party database and that are obtained from the shared database based on selections made by the third party using the at least one interface; determining a rule to score values for each data element of the first set of data elements selected from the shared database and each element of the second set of data elements from the third party database; and outputting the custom score for a particular entity to the third party in response to a request from the third party for the particular entity's custom score, wherein outputting the custom score comprises retrieving values of the particular entity for each data element of the first set of data elements from the third party database and values of the particular entity for each data element of the second set of data elements from the shared database and evaluating said values according to the rule to score values for each data element of the first and second sets of data elements.