System and method for anonymous processing of financial transactions

摘要

A method for anonymous processing of a purchasing request. Initially, a text message comprising the purchasing request is received, by a processing platform, from a mobile phone. A current authorization code comprising a random number is generated in response, and then sent, via a text message, to the mobile phone. A merchant is provided with a pending authorization code, who then sends a communication including the pending authorization code to the platform. The purchasing request is validated in part by determining whether the pending authorization code is identical to the current authorization code.

主权项

1. A method for anonymous processing of a purchasing request comprising:
receiving, from a mobile phone, a first text message comprising the purchasing request; generating a current authorization code comprising a random number; sending the current authorization code, via a second text message, to the mobile phone; receiving, from a merchant, a communication including a pending authorization code; validating the purchasing request by determining that the pending authorization code is identical to the current authorization code.