| 主权项 |
1. A method of processing an Automated Teller Machine transaction at a processing network, the method comprising:
receiving, via a computer network, Automated Teller Machine (ATM) transaction data from a merchant bank, the Automated Teller Machine transaction data including a primary account number (PAN) associated with a customer; retrieving, from a database, customer history associated with the primary account number; applying a rule from a rules engine to the Automated Teller Machine transaction data based on the customer history; based on the rule application from the rules engine, pre-emptively declining the Automated Teller Machine transaction via the computer network instead of forwarding the Automated Teller Machine transaction data to an issuer; and transmitting to the merchant bank, via the computer network, a reason for the pre-emptive declining. |
