Method and system for a multi-purpose transactional platform

摘要

Methods and systems described herein can consolidate a plurality of a consumer's payment and non-payment source accounts into a consolidated platform with a customer identification or available proxy account numbers that can be assigned to source accounts. The source accounts can be, for example, credit card accounts, ATM accounts, debit card accounts, demand deposit accounts, stored-value accounts, merchant-loyalty card accounts, membership accounts, and identification card numbers. The consumer can access and modify any of the source accounts and manage funds across the source accounts by accessing the consolidated platform with a single access device or mode.

主权项

1. A payment card device comprising:
a first button on the payment card for selecting payment from a first account having a first account number; a second button on the payment card for selecting payment from a second account having a second account number; and a processor on the payment card for configuring transaction information to indicate the selection of the first button or the second button, wherein the transaction information includes a transaction account number regardless of whether the first button or the second button was selected.