SYSTEMS, METHODS, AND COMPUTER PROGRAM PRODUCTS FOR A COLLECTION ON DELIVERY DELAYED DEPOSIT SERVICE

摘要

Various embodiments provide systems for providing a delayed deposit collection on delivery (COD) option to a customer. The system may comprise one or more computer processors configured to: (a) receive a portion of payment data and package data; (b) receive an indication of a payment deposit parameter; (c) associate the payment deposit parameter with the payment data; (d) compare the payment deposit parameter to a default deposit parameter; (e) calculate a payment deposit date based at least in part on the comparison and at least a portion of the package data comprising delivery data; (f) facilitate depositing the payment mechanism on the calculated payment deposit date; and (g) automatically re-present the payment mechanism if an error occurs during the depositing of the payment mechanism. Associated computer program products and computer-implemented methods are also provided.

主权项

1. A system for providing a delayed deposit collection on delivery (COD) option to a COD customer, said system comprising:
one or more storage areas containing customer profile data associated with said COD customer, payment data, package data associated with at least one COD package shipped by said COD customer, and parameter data, wherein said parameter data comprises a default deposit parameter associated with said COD customer; and one or more computer processors configured to:
receive a portion of said payment data and said package data, said portion of said payment data comprising an electronic image of a COD payment mechanism;receive an indication of a payment deposit parameter;associate said payment deposit parameter with said payment data;compare said payment deposit parameter to said default deposit parameter;calculate a payment deposit date, said calculation being based at least in part on said comparison and at least a portion of said package data comprising delivery data;in response to said calculation of said payment deposit date, facilitate depositing said COD payment mechanism on said calculated payment deposit date; andin response to receiving notification of an error occurring during the depositing of said COD payment mechanism, automatically re-present said COD payment mechanism.