摘要 |
A point saving server according to an embodiment of the present invention comprises a point saving unit for receiving target fund information including a target achievement period and a target amount from a user associated with a user terminal, and saving points corresponding to the target amount if the amount deposited in a financial account that the user has reaches the target amount or more within the target achievement period; and a gift certificate list providing unit for providing the user terminal with a gift certificate list which can be purchased by the points. Therefore, the point saving server can save the points corresponding to the target amount if the amount deposited in a financial account that the user has reaches the target amount or more within the target achievement period, and provide the user terminal with the gift certificate list which can be purchased by the points, thereby inducing the bank transaction of a client. |