| 摘要 |
The present invention relating to a method for providing a teenage customer oriented financial transaction, comprises the steps of: enabling a teenage customer to apply a subscription to a financial product in a financial institute, and storing the information on the financial product and information on the teenage customer at a storage medium; storing virtual money condition information at the storage medium for giving financial rank to the teenage customers according to the virtual money owned by the teenage customers; storing the financial rank at the storage medium according to the information stored at the storage medium and increase/decrease of the virtual money; comprehensively calculating bank transaction frequency and transaction specifications of the teenage customer, determines the virtual money to be provided for the teenage customer, links the determined virtual money with the information, and storing them at the storage medium; giving the financial rank to the teenage customer by a financial rank giving tool based on the information on the teenage customer and the information in accordance with the increase/decrease of the virtual money stored at the storage medium; providing a game which the teenage customer can enjoy in link with the financial rank given to the teenage customer according to the owned virtual money by a game providing tool; and providing a financial benefit with respect to the financial product to which the teenage customer previously subscribed corresponding to the financial rank. [Reference numerals] (100) Internet banking server; (100a) Customer authentication part; (100b) Banking operation part; (100c) Virtual money providing part; (100d) Financial rank giving part; (100e) Game providing part; (100f) Information confirming part; (100g) Incentive providing part; (110) Storing medium; (505) Interface part; (510) Interface providing part; (515) Information reception part; (A1) Financial rank information for each virtual money; (A2) Game information for each financial rank level; (A3) Customer information; (A4) Owned virtual money information; (A5) Financial rank information; (A6) Incentive information; (BB) Customer database; (C1) Customer information; (C2) Spending record management information; (C3) Financial transaction specification; (DD) Communication unit; (EE) External relation system; (F1) Internet banking part; (F2) Telebanking part; (F3) Wireless banking part; (F4) C/D, ATM part; (F5) Financial payment part; (GG) Account system; (H1) Loan part; (H2) Reception part; (H3) Selection part; (II) Information system; (J1) Asset debt management part; (J2) Customer relation management part; (J3) Record management part; (KK) Interface module; (L1) Ledger information; (L2) Customer information; (L3) Management information; (MM) Network unit; (NN) Child customer terminal; (OO) Internet banking module |
