| 摘要 |
Disclosed are a credit card payment system where a discount coupon can be applied and a method thereof. A credit card approval server, when receiving a credit card payment request including a payment requesting amount and credit card data is received from a member store, sets communication with a user terminal using user terminal data mapped to the credit card data, checks if any discount coupon, among one or more discount coupons stored in the user terminal, is pre-selected for usage, receives data about the discount coupon, applies the discount coupon, and executes a credit card approval procedure. [Reference numerals] (210) Payment request receiving unit; (220) Communication unit; (230) Customer database; (240) Discount coupon database; (250) Credit card approval unit; (260) Member store; (270) Customer terminal |
