发明名称 METHOD FOR OBTAINING CASH AT CARDLESS TELLER MACHINES, USING A PAYMENT ORDER VIA SMS
摘要 The invention concerns a method for obtaining cash at teller machines wherein an action of the payment beneficiary, of a card, of an account or of any other instrument to obtain cash is not required, and this without requiring any transfer of funds to be carried out. The method provides for obtaining cash through a payment order via SMS, enabling the instruction ordered, through a mobile telephone, a certain amount of money to be paid to a third party who, through the information received on his mobile telephone, may obtain said amount at any enabled teller machine, provided with a security means of a code or an exclusive PIN code for each effective payment operation, and solely known to the person issuing the instruction and to the beneficiary. The payment method via SMS of the present invention is more particularly applicable to already existing teller machines and services.
申请公布号 CA2612618(C) 申请公布日期 2013.08.13
申请号 CA20042612618 申请日期 2004.07.05
申请人 BANKINTER S.A.;CAJA DE AHORROS DE GALICIA 发明人 MATEO DELGADO, AURORA;FERNANDEZ HERMOSILLA, PILAR;PEREZ GOMEZ, JUAN
分类号 G07F19/00;G06Q20/00;G06Q20/32;H04W4/14 主分类号 G07F19/00
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