SYSTEM AND METHOD FOR PAYMENT USING PAY LATER COUPON

摘要

PURPOSE: A deferred payment system using a credit coupon and a method thereof are provided to pay expenses for used coupons by receiving the coupons as security for right granting and online account information such as mobile phone numbers, Facebook, Cyworld, and Gmail accounts. CONSTITUTION: A coupon provider server provides a coupon issued from a local store to a user terminal using online account information as security and performs payment for expenses by planning calculation for deducting payment expenses for a credit coupon after a predetermined period. An advertising and marketing server deducts payment expenses for the credit coupon provided from the coupon provider server according to the exposure frequency of advertising and marketing content in order to pay for the payment expenses to the coupon provider server on behalf of a user. [Reference numerals] (AA) Start; (BB) No; (CC) Yes; (DD) End; (S100) Receive purchased products and service as coupons; (S200) Register a user by receiving the online account information of the user; (S300) Provide a credit coupon as security for the online account information; (S400) Provide a payment service through the payment method of the credit coupon; (S500) Payment is completed?