发明名称 Predictive authorization techniques
摘要 Methods and systems are provided for processing a transaction. An authorization request for the transaction is received over a financial network. The authorization request includes account information and transaction information specifying at least a transaction amount. A financial account is identified from the account information. A history of the financial account is analyzed to generate a prediction of a balance of the financial account at a specified future time. It is determined that the balance of the financial account at the specified future time will support the transaction for the transaction amount. An approval response is accordingly generated for the transaction.
申请公布号 US8490869(B2) 申请公布日期 2013.07.23
申请号 US20060382620 申请日期 2006.05.10
申请人 BROWN STEVEN T.;METAVANTE CORPORATION 发明人 BROWN STEVEN T.
分类号 G06Q10/10 主分类号 G06Q10/10
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