发明名称 |
System and method of detecting and assessing multiple types of risks related to mortgage lending |
摘要 |
Embodiments include systems and methods of detecting and assessing multiple types of risks related to mortgage lending. One embodiment includes a system and method of detecting and assessing risks including fraud risks, early payment default risks, and risks related to fraudulently stated income on loan applications. One embodiment includes a computerized method that includes creating a combined risk detection model based on a plurality of risk detection models and using the combined risk detection model to evaluate loan application data and generate a combined risk score that takes into account interaction of different types of risks individually and collectively detected by the plurality of risk detection models.
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申请公布号 |
US8489499(B2) |
申请公布日期 |
2013.07.16 |
申请号 |
US20100687098 |
申请日期 |
2010.01.13 |
申请人 |
YAN RUI;CHI HOI-MING;KOO SEONGJOON;BAKER JAMES;CORELOGIC SOLUTIONS, LLC |
发明人 |
YAN RUI;CHI HOI-MING;KOO SEONGJOON;BAKER JAMES |
分类号 |
G06Q40/00 |
主分类号 |
G06Q40/00 |
代理机构 |
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地址 |
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