| 摘要 |
A system and method for overseeing the loan review process is provided. An embodiment of the system provides complete control over an automated loan review process. All loans and loan applications entered in the system can be automatically entered into the loan review system and reviewed for compliance with predetermined policies and procedures. Each loan can be assigned a queue associated with a reviewing officer. Loans identified with discrepancies or issues during initial review can be escalated to a manager and then returned to the originating loan officer for correction or additional input. At each stage, the individual may enter comments, which can be tracked and transmitted by the system. Discrepancies are rated for risk so that high-risk applications can be easily identified and tracked. Report data and statistics can be utilized to assist in managing risk by quickly identifying trends.
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