| 摘要 |
<p>A consumer who has a token incorporating a transaction code on their Smartphone (20) brings their Smartphone (20) to a retail location equipped with a transaction module (30). When purchasing an article, a connection is established between the Smartphone (20) and the transaction module (30). Once the connection is established, thetransaction module transmits its identity code to the Smartphone (20). The Smartphone (20) subsequently runs the transaction code and identity code through the authentication algorithm. If the codes are authenticated, the Smartphone (20) sends an authentication signal to transaction module (30) and a transaction report to transaction server (10). Upon receipt of the authentication signal, the transaction module (30) can output a corresponding validity indication in response. The above method therefore enables anyretailer possessing a transaction module (30) to process an electronic transaction without directly altering the retailers system (50). This therefore provides a simpler and potentially cheaper way of implementing electronic transactions at a wide variety ofunrelated retail outlets.</p> |
